Benefits Overview

Benefit Types

• Retirement Benefits Age 50 to Age 55
  Taken as a lump sum payment; or preservation of the accrued police pension which becomes payable from Age 55 as a lifetime pension, adjusted twice annually (April and October) in line with the Consumer Price Index (for Adelaide).
• Retirement Benefits Age 55 and over
  Payable as a lifetime police pension, adjusted twice annually (April and October) in line with the Consumer Price Index (for Adelaide). Members have the option to commute any amount of pension up to 100 percent into a lump sum payment.
• Temporary Disability Pension (Income Protection)
  Payable as a pension for a period of up to 12 months in the event of temporary incapacity for work within SA Police and the expiration of sick leave entitlements.
• Total and Permanent Invalidity Benefits
  Payable as a lifetime police pension, adjusted twice annually (April and October) in line with the Consumer Price Index (for Adelaide). Members have the option to commute part of the pension into a lump sum payment.
• Partial Incapacity Benefits
  Taken as a lump sum payment; or preservation of the accrued police pension which becomes payable from Age 55 as a lifetime pension, adjusted twice annually (April and October) in line with the Consumer Price Index (for Adelaide).
• Death Benefit - Spouse
  Payable to a surviving spouse (lawful, eligible de facto or putative) as a lifetime pension, adjusted twice annually (April and October) in line with the Consumer Price Index (for Adelaide). A spouse has the option to commute any amount of pension up to 100 percent into a lump sum payment.
• Death Benefit - Child
  Payable to an eligible child as a pension, adjusted twice annually (April and October) in line with the Consumer Price Index (for Adelaide).
• Death Benefit - Estate
  Payable to the estate of a deceased member, as a lump sum, in the event there is no benefit payable to a surviving spouse.
• Productivity Lump Sum
  Payable upon separation from SAPOL and upon death.